← Selected Work
Multinational Insurer · GlobalInsuranceBuild · Production2024

AI claims & underwriting assistants for a global insurer.

Multi-agent assistants that read 50–100 page policy contracts, map endorsements, draft coverage-determination letters, and support underwriters on P&C rules — in production.

Claims · coverage letters
Client
Public · $27.25B rev · 22k staff
Duration
12 months
Scope
Production
Stack
OpenAI · PydanticAI
Architecture
Multi-agent
Region
Global
The challenge

Claims handlers were reading 50–100 page insurance contracts to identify applicable coverage, exclusions and exceptions for each claim — then drafting coverage-determination letters by hand. Underwriters needed fast, accurate support on complex P&C rules.

Our approach

We built a suite of multi-agent assistants on the insurer's own policies and rules. Agents read and reason over long contracts, map endorsements to the right policies, and draft coverage letters — always with the human in the loop, in production.

What we built

Claims Assistant — analyses 50–100 page contracts to identify applicable coverage, exclusions and exceptions for a specific claim. Coverage-letter draft assistant — an AI web-editor that drafts the determination letter from the claim and policy analysis, with insights and guidance. Endorsement auto-mapping — maps endorsements to corresponding policies. Underwriting assistant — trained on P&C rules and data (e.g. LexPro) to support underwriters.

Tech stack
Models & agents
OpenAIPydanticAIMulti-agent
Document AI
Long-context contract analysisEndorsement mappingCoverage-letter generation
Application
AI web-editorUnderwriter workbench
What we delivered
  • A production Claims Assistant over 50–100pp contracts
  • Coverage-determination letter draft assistant (AI web-editor)
  • Automatic endorsement-to-policy mapping
  • An underwriting assistant trained on P&C rules
  • Delivered to production over 12 months
Timeline
Phase 1
Discovery & rule modelling
Build
Claims, coverage-letter & UW agents
12 months
To production
At a glance
50–100pp
Contracts analysed per claim
4
Coordinated assistants
Prod
Live in production
Outcomes
Prod
In production
4
Claims & UW assistants
100pp
Contracts read in seconds
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